How it works
- Earnings accumulate automatically. Rewards from completed challenges flow into the Vault, building a visible balance and saving streak.
- Withdrawals are weekend-only. Teens can request money out on Saturdays and Sundays — a deliberate pause that turns impulse spending into planned spending.
- Every withdrawal needs parent approval via the Parent Dashboard, and the actual money always comes from you — GroMe holds nothing.
The Business Fund
Inside the Vault is a second, more serious pot: the Business Fund. A teen sets a startup target — say, the cost of materials for a first venture — and moves savings into it. Money in the Fund is locked until the target is hit, which teaches the single hardest founder skill: committing to a goal.
When the target is reached, something special happens: GroMe Coach unlocks a personalised launch plan — pricing, what to buy, and how to find first customers.
Saving becomes a habit when it has a purpose
Goals, streaks and a Business Fund that ends in a real launch. Free early access for the first 100 families.
Get Free Early AccessFrequently asked questions
What is the Wealth Vault in GroMe?
The Wealth Vault is where a teen’s challenge earnings accumulate in the GroMe app. It tracks their balance and saving goals, allows withdrawal requests only on weekends to teach delayed gratification, and includes a Business Fund for saving toward a first venture.
Why can teens only withdraw on weekends?
The weekend-only rule is deliberate: it puts a pause between wanting and spending. By the time Saturday comes, impulse purchases often no longer feel worth it — and teens learn that waiting is a skill, not a punishment.
Does GroMe actually hold my teen’s money?
No. The Vault is a shared family ledger — it records what your teen has earned and saved, but GroMe never holds, moves or touches real money. Parents approve every withdrawal and pay their teen directly.